Bank notifications
Your bank sends a notification about a purchase or a payment in, and the transaction is already in your book. The text reaches Topf through an automation in the Shortcuts app, and Topf finds the amount, merchant and account in it.
- iPhone with iOS 27
- Your bank’s app with notifications on
- Topf from the App Store
Screens are drawn after iOS 27. On your iPhone they may look slightly different.
First, in Topf
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Connect notifications
Open Settings, then Automatic entry, and tap Connect next to bank notifications.
The first time, Topf asks whether it may send bank texts to OpenAI. Without that, notifications are not read and wait in Inbox.
A ready automation
Topf hands out the whole automation as a link, and Connect opens it for you. If you are reading on your iPhone, you can take it here too.
Add the notifications automation
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Add the shortcut
The link opens Shortcuts with the ready shortcut. Tap Add Shortcut.
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Open it
The shortcut Topf · Mitteilungen appears among your shortcuts. Tap it, then Edit.
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Choose your bank
Tap the pale App field and search for your bank’s app. If you have more than one bank, add the others with the + next to it.
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Turn the automation on
Open the first block with its arrow and turn on Automation. iOS adds the automation switched off, and without this step it never runs.
How to tell it works. On the Automatic entry page, notifications show Waiting for the first notification, and Active after the first payment.
And on iOS 26?
What goes to OpenAI
The notification’s text word for word, as your bank sent it: it may include your balance or the last digits of a card. The names of your categories go with it, and Topf adds nothing from your book. The details are in the privacy policy.
What Topf skips
Confirmation codes, ads, balance messages and transfers between your own accounts. Topf leaves such notifications unrecorded, without a word.
How to turn it off
In Shortcuts, open the automation and turn off Automation, or delete it. Topf cannot do this for you: iOS does not let apps switch automations off.
What it costs
Connecting is free, all of it. Without Plus, Topf records five payments a month on its own; the rest wait in Inbox for one tap. With Plus there is no limit.